Tom Phillips
     
  

How Much Can You Afford?


 
My calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Please contact me, If you have any questions you have about different loan programs or current rates. Feel free to contact me or click on the Home Loans button on my home page. It will direct you to the Advantage One Home Loans, were you will be able to get pre-qualified and explore financing options.

 

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
        
Optional
Gross Debt Service Ratio (GDS): 
Total Debt Service Ratio (TDS): 
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 


Tom Phillips - Broker
Advantage One Home Loans
Office: (209)586-2392
Fax: (209)533-4212
Cell: (209)606-4848
E-mail: tomphillips@prodigy.net
Website: http://www.CaliforniaLoanAgent.com
18752 Joaquin Gulley
Twain Harte, CA 95383

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