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How am I qualified to help you with your real estate needs? Why Tom Phillips?
Vision Statement: "To be recognized and respected as one of the most knowledgeable and top producing professionals within my field."
I am well educated. I attended college, where I majored in economics and minored in public speaking. I hold a California Department of Real Estate Broker License. I also have completed all of the educational requirements to become a licensed real estate appraiser. I have recently applied for my appraiser license, which is now pending. Holding this license and having this education allows me to more accurately determine the value of a property and provide better service to my client.
I have gained many years of professional experience in the real estate industry. I first started in the industry as a loan officer at Advantage One Home Loans. As a loan officer at Advantage One, I handle each loan from packaging to funding and every step in between. After originating a loan I Do Not just hand it off to an unlicensed processor to finish the job.
Whether you are a first time buyer or a savvy investor I can provide you with the best loan programs and rates in the market. Tom Phillips is the Mortgage Broker for you.

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